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DLX
Deluxe Corporation – NYSE
Weekly Share Price & Valuation Overview
Market Overview
Open
19.3800
Close
19.2900
High
19.6300
Low
19.2600
Trend
0.38383

Deluxe Corporation

United States • NYSE - New York Stock Exchange • DLX • Currency: USD

Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses; treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as eChecks, Medical Payment Exchange, and Deluxe Payment Exchange+; and fraud and security services. The company also provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing; financial institution profitability reporting and business incorporation services; printed personal and business checks, and business essentials comprising printed business forms and business accessories; and branded promotional, print, apparel, and digital storefront solutions. It sells through multi-channel sales and marketing, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.

Potential weaknesses
  • Quick ratio <0.8 — tight near-term liquidity without inventory.
  • Debt-to-equity >2 — elevated leverage may constrain flexibility.
Scale & Structure Core size and share structure. TTM values unless noted. “Estimated” where reconciled from per-share × shares.
Market Cap Total equity value of the company (share price × shares outstanding).
USD 865.84M
Enterprise Value Operating value: market cap + total debt − cash.
USD 2.37B
Total Revenue (TTM) Sales over the last twelve months. May be estimated from revenue per share when inconsistent.
USD 2.11B
Revenue per Share (TTM) Total revenue divided by shares outstanding (may be estimated).
USD 47.36
EPS (TTM) Earnings per share over the last twelve months (may be estimated from net income ÷ shares).
1.28
Dividend Yield Annual dividend ÷ share price. Reconciled using dividend per share when available.
6.22%
Shares Outstanding
44.89M
Float Shares
43.81M
Implied Shares Outstanding
44.89M
Profitability & Efficiency TTM basis. “Reconciled” = numerator ÷ TTM revenue. Financials: EBITDA/Gross Profit may be hidden where not meaningful. EBITDA suppressed where implausible vs revenue.
Operating Margin (TTM) Operating income ÷ revenue over the last twelve months (reconciled when possible).
12.84%
Profit Margin (TTM) Net income ÷ revenue over the last twelve months (reconciled when possible).
2.75%
ROA Return on assets: net income ÷ total assets.
5.43%
ROE Return on equity: net income ÷ shareholder equity.
9.23%
Growth Growth rates are YoY unless labeled QoQ.
Revenue Growth Year-over-year revenue growth.
-3.10%
Earnings Growth (YoY) Year-over-year earnings growth.
9.00%
Earnings Growth (QoQ) Quarter-over-quarter earnings growth.
9.40%
Liquidity & Solvency Balance-sheet health. Debt metrics shown as latest ratios; D/E is a ratio (not %).
Quick Ratio Liquid current assets ÷ current liabilities (ex-inventory).
0.63
Debt to Equity Total debt ÷ shareholder equity; leverage.
2.39
Total Cash Cash and equivalents.
USD 26.00M
Total Debt Short + long-term interest-bearing debt.
USD 1.53B
Net Debt Total debt − cash (negative = net cash).
USD 1.50B
Sharemaestro House View
Confidence: 1 Sharemaestro internal conviction (0–3, higher is better). Risk: 1 Sharemaestro internal risk profile (0–3, higher is safer). Operational: 1 Operational quality/consistency (0–3, higher is better). Composite Score: 1 Overall internal composite (0–3, higher is better). Suggested Allocation: 1.67% Indicative portfolio weighting suggestion based on house view.
Structural Insights (experimental)
Ownership & Liquidity
Free Float Proportion of shares available for public trading. 97.6%
Insiders Shares held by company insiders (officers, directors). 2.1%
Institutions Shares held by institutions (funds, pensions). 89.6%
Capital Structure
Potential Dilution Increase in share count if options/convertibles exercise.
None detected
Net Debt Total debt − cash (negative = net cash).
USD 1.50B
71.2% of revenue Net debt relative to revenue — debt load vs business scale.
Resilience Score 0–100 composite of liquidity, leverage and cash conversion; higher is better. If inputs are unavailable, we estimate using proxies (Net debt vs revenue, Cash-to-Debt). It is a guide, not a rating. 9
Methodology Notes
  • EBITDA & EBITDA margin suppressed (implausible vs revenue or not meaningful for financials).
  • Gross Profit hidden for financial institutions (often redundant with revenue).
As of: 2025-08-18 03:46

Disclaimer: Information is compiled from publicly available sources and is subject to errors and omissions. It is provided as a guide only and does not constitute investment advice. Please do your own research.

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