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PPBI
Pacific Premier Bancorp, Inc. – NASDAQ
Weekly Share Price & Valuation Overview
Market Overview
Open
23.7200
Close
23.1200
High
23.8400
Low
23.0900
Trend
0.26203

Pacific Premier Bancorp, Inc.

United States • NASDAQ - Nasdaq • PPBI • Currency: USD

Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides various banking products and services in the United States. The company accepts deposit products, which includes checking, money market, savings accounts, and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction and land, franchise secured by real estate, and small business administration (SBA); revolving lines of credit, term loans, seasonal loans, and loans secured by liquid collateral, such as cash deposits or marketable securities; one-to-four family and home equity lines of credit loans; and small balance personal unsecured loans and savings account secured loans. It also offers cash management, online and mobile banking, and treasury management services, as well as payment processing, remote capture, and automated clearing house payment capabilities. In addition, it operates as a custodian for alternative assets held in qualified self-directed IRA accounts, including investments in private equity, real estate, notes, cash, and other non-exchange traded assets; and provides real-property and non-real property escrow services. The company serves small and middle-market businesses, corporations, professionals, real estate investors, non-profit organizations, and consumers. The company was founded in 1983 and is headquartered in Irvine, California.

Key strengths
  • Healthy operating margin (≥15%) indicates efficient core operations.
  • Double-digit profit margin (≥10%) supports robust bottom-line economics.
  • Net cash balance sheet provides flexibility for downturns and investment.
Scale & Structure Core size and share structure. TTM values unless noted. “Estimated” where reconciled from per-share × shares.
Market Cap Total equity value of the company (share price × shares outstanding).
USD 2.24B
Enterprise Value Operating value: market cap + total debt − cash.
USD 1.62B
Total Revenue (TTM) Sales over the last twelve months. May be estimated from revenue per share when inconsistent.
USD 584.28M
Revenue per Share (TTM) Total revenue divided by shares outstanding (may be estimated).
USD 6.16
EPS (TTM) Earnings per share over the last twelve months (may be estimated from net income ÷ shares).
1.43
Dividend Yield Annual dividend ÷ share price. Reconciled using dividend per share when available.
5.71%
Shares Outstanding
96.99M
Float Shares
94.68M
Implied Shares Outstanding
96.99M
Profitability & Efficiency TTM basis. “Reconciled” = numerator ÷ TTM revenue. Financials: EBITDA/Gross Profit may be hidden where not meaningful.
Operating Margin (TTM) Strong Operating income ÷ revenue over the last twelve months (reconciled when possible).
36.33%
Profit Margin (TTM) Solid Net income ÷ revenue over the last twelve months (reconciled when possible).
23.61%
ROA Return on assets: net income ÷ total assets.
0.76%
ROE Return on equity: net income ÷ shareholder equity.
4.68%
Growth Growth rates are YoY unless labeled QoQ.
Revenue Growth Year-over-year revenue growth.
-4.50%
Earnings Growth (YoY) Year-over-year earnings growth.
-23.30%
Earnings Growth (QoQ) Quarter-over-quarter earnings growth.
-23.50%
Liquidity & Solvency Balance-sheet health. Debt metrics shown as latest ratios; D/E is a ratio (not %).
Total Cash Cash and equivalents.
USD 807.38M
Total Debt Short + long-term interest-bearing debt.
USD 188.56M
Net Debt Net Cash Total debt − cash (negative = net cash).
USD -618.82M
Sharemaestro House View
Confidence: 1 Sharemaestro internal conviction (0–3, higher is better). Risk: 1 Sharemaestro internal risk profile (0–3, higher is safer). Operational: 3 Operational quality/consistency (0–3, higher is better). Composite Score: 3 Overall internal composite (0–3, higher is better). Suggested Allocation: 5.00% Indicative portfolio weighting suggestion based on house view.
Structural Insights (experimental)
Ownership & Liquidity
Free Float Proportion of shares available for public trading. 97.6%
Insiders Shares held by company insiders (officers, directors). 2.0%
Institutions Shares held by institutions (funds, pensions). 95.4%
Capital Structure
Potential Dilution Increase in share count if options/convertibles exercise.
None detected
Net Debt Total debt − cash (negative = net cash).
USD -618.82M
-105.9% of revenue Net debt relative to revenue — debt load vs business scale.
Resilience Score 0–100 composite of liquidity, leverage and cash conversion; higher is better. If inputs are unavailable, we estimate using proxies (Net debt vs revenue, Cash-to-Debt). It is a guide, not a rating. 100
Methodology Notes
  • Gross Profit hidden for financial institutions (often redundant with revenue).
As of: 2025-08-18 10:01

Disclaimer: Information is compiled from publicly available sources and is subject to errors and omissions. It is provided as a guide only and does not constitute investment advice. Please do your own research.

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