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LFG
Liberty Financial Group Limited – ASX
Weekly Share Price & Valuation Overview
Market Overview
Open
4.0500
Close
4.0100
High
4.0700
Low
4.0000
Trend
0.55697

Liberty Financial Group Limited

Australia • ASX - Australian Securities Exchange • LFG • Currency: AUD

Liberty Financial Group Limited engages in the financial services business in Australia and New Zealand. It operates in three segments: Residential Finance, Secured Finance, and Financial Services. The company offers residential and commercial mortgages; motor vehicle, commercial, and self-managed superannuation funds (SMSF) lending services; unsecured and secured personal loans; residential and commercial SMSF loans; secured, low doc, and flexible business loans; business lines of credit; and home, commercial property, and car loans. It provides mortgage broking services; and specialty lending, finance and insurance broking, receivables, consumer insurance underwriting, real estate, and fund management services. The company was founded in 1997 and is based in Melbourne, Australia. Liberty Financial Group Limited operates as a subsidiary of Vesta Funding BV.

Key strengths
  • Healthy operating margin (≥15%) indicates efficient core operations.
  • Double-digit profit margin (≥10%) supports robust bottom-line economics.
  • Earnings growth ≥10% supports improving profitability trajectory.
Potential weaknesses
  • Quick ratio <0.8 — tight near-term liquidity without inventory.
  • Debt-to-equity >2 — elevated leverage may constrain flexibility.
Scale & Structure Core size and share structure. TTM values unless noted. “Estimated” where reconciled from per-share × shares.
Market Cap Total equity value of the company (share price × shares outstanding).
AUD 1.30B
Enterprise Value Operating value: market cap + total debt − cash.
AUD 15.44B
Total Revenue (TTM) Sales over the last twelve months. May be estimated from revenue per share when inconsistent.
AUD 603.43M
Revenue per Share (TTM) Total revenue divided by shares outstanding (may be estimated).
AUD 2.00
EPS (TTM) Earnings per share over the last twelve months (may be estimated from net income ÷ shares).
0.41
Dividend Yield Annual dividend ÷ share price. Reconciled using dividend per share when available.
9.32%
Shares Outstanding
303.60M
Float Shares
58.29M
Implied Shares Outstanding
305.17M
Profitability & Efficiency TTM basis. “Reconciled” = numerator ÷ TTM revenue. Financials: EBITDA/Gross Profit may be hidden where not meaningful.
Operating Margin (TTM) Strong Operating income ÷ revenue over the last twelve months (reconciled when possible).
29.91%
Profit Margin (TTM) Solid Net income ÷ revenue over the last twelve months (reconciled when possible).
20.45%
Growth Growth rates are YoY unless labeled QoQ.
Revenue Growth Year-over-year revenue growth.
0.50%
Earnings Growth (YoY) Strong Year-over-year earnings growth.
13.80%
Earnings Growth (QoQ) Quarter-over-quarter earnings growth.
13.10%
Liquidity & Solvency Balance-sheet health. Debt metrics shown as latest ratios; D/E is a ratio (not %).
Quick Ratio Liquid current assets ÷ current liabilities (ex-inventory).
0.21
Debt to Equity Total debt ÷ shareholder equity; leverage.
1252.39
Total Cash Cash and equivalents.
AUD 776.30M
Total Debt Short + long-term interest-bearing debt.
AUD 14.92B
Net Debt Total debt − cash (negative = net cash).
AUD 14.14B
Sharemaestro House View
Confidence: 2 Sharemaestro internal conviction (0–3, higher is better). Risk: 1 Sharemaestro internal risk profile (0–3, higher is safer). Composite Score: 1 Overall internal composite (0–3, higher is better). Suggested Allocation: 1.67% Indicative portfolio weighting suggestion based on house view.
Structural Insights (experimental)
Ownership & Liquidity
Free Float Proportion of shares available for public trading. 19.2%
Insiders Shares held by company insiders (officers, directors). 80.8%
Institutions Shares held by institutions (funds, pensions). 5.1%
Capital Structure
Potential Dilution Increase in share count if options/convertibles exercise.
0.5%
Net Debt Total debt − cash (negative = net cash).
AUD 14.14B
2343.8% of revenue Net debt relative to revenue — debt load vs business scale.
Resilience Score 0–100 composite of liquidity, leverage and cash conversion; higher is better. If inputs are unavailable, we estimate using proxies (Net debt vs revenue, Cash-to-Debt). It is a guide, not a rating. 0
Methodology Notes
  • Gross Profit hidden for financial institutions (often redundant with revenue).
As of: 2025-08-18 10:09

Disclaimer: Information is compiled from publicly available sources and is subject to errors and omissions. It is provided as a guide only and does not constitute investment advice. Please do your own research.

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