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NBHC
National Bank Holdings Corporation – NYSE
Weekly Share Price & Valuation Overview
Market Overview
Open
38.2800
Close
37.6900
High
38.2800
Low
37.5700
Trend
0.26543

National Bank Holdings Corporation

United States • NYSE - New York Stock Exchange • NBHC • Currency: USD

National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, health savings, and other deposit accounts, including fixed-rate and fixed maturity time deposits ranging. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as hospitality, office buildings, warehouse/distribution buildings, multi-family, and retail buildings; small business administration loans to support small businesses and entrepreneurs; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as positive pay and other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. The company operates through a network of banking centers located in Colorado, the greater Kansas City region, New Mexico, Utah, Wyoming, Idaho, and Texas. It also operates ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. The company was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.

Key strengths
  • Growth + profitability: double-digit revenue and profit margins.
  • Healthy operating margin (≥15%) indicates efficient core operations.
  • Double-digit profit margin (≥10%) supports robust bottom-line economics.
  • Revenue growth ≥10% indicates solid top-line momentum.
  • Earnings growth ≥10% supports improving profitability trajectory.
  • Net cash balance sheet provides flexibility for downturns and investment.
Scale & Structure Core size and share structure. TTM values unless noted. “Estimated” where reconciled from per-share × shares.
Market Cap Total equity value of the company (share price × shares outstanding).
USD 1.43B
Enterprise Value Operating value: market cap + total debt − cash.
USD 1.37B
Total Revenue (TTM) Sales over the last twelve months. May be estimated from revenue per share when inconsistent.
USD 399.53M
Revenue per Share (TTM) Total revenue divided by shares outstanding (may be estimated).
USD 10.46
EPS (TTM) Earnings per share over the last twelve months (may be estimated from net income ÷ shares).
3.09
Dividend Yield Annual dividend ÷ share price. Reconciled using dividend per share when available.
3.18%
Shares Outstanding
38.05M
Float Shares
37.16M
Implied Shares Outstanding
38.05M
Profitability & Efficiency TTM basis. “Reconciled” = numerator ÷ TTM revenue. Financials: EBITDA/Gross Profit may be hidden where not meaningful.
Operating Margin (TTM) Strong Operating income ÷ revenue over the last twelve months (reconciled when possible).
42.58%
Profit Margin (TTM) Solid Net income ÷ revenue over the last twelve months (reconciled when possible).
29.92%
ROA Return on assets: net income ÷ total assets.
1.20%
ROE Return on equity: net income ÷ shareholder equity.
9.20%
Growth Growth rates are YoY unless labeled QoQ.
Revenue Growth Strong Year-over-year revenue growth.
10.20%
Earnings Growth (YoY) Strong Year-over-year earnings growth.
29.40%
Earnings Growth (QoQ) Quarter-over-quarter earnings growth.
30.20%
Liquidity & Solvency Balance-sheet health. Debt metrics shown as latest ratios; D/E is a ratio (not %).
Total Cash Cash and equivalents.
USD 329.11M
Total Debt Short + long-term interest-bearing debt.
USD 269.13M
Net Debt Net Cash Total debt − cash (negative = net cash).
USD -59.98M
Sharemaestro House View
Confidence: 2 Sharemaestro internal conviction (0–3, higher is better). Risk: 3 Sharemaestro internal risk profile (0–3, higher is safer). Operational: 3 Operational quality/consistency (0–3, higher is better). Composite Score: 3 Overall internal composite (0–3, higher is better). Suggested Allocation: 5.00% Indicative portfolio weighting suggestion based on house view.
Structural Insights (experimental)
Ownership & Liquidity
Free Float Proportion of shares available for public trading. 97.7%
Insiders Shares held by company insiders (officers, directors). 2.2%
Institutions Shares held by institutions (funds, pensions). 99.8%
Capital Structure
Potential Dilution Increase in share count if options/convertibles exercise.
None detected
Net Debt Total debt − cash (negative = net cash).
USD -59.98M
-15.0% of revenue Net debt relative to revenue — debt load vs business scale.
Resilience Score 0–100 composite of liquidity, leverage and cash conversion; higher is better. If inputs are unavailable, we estimate using proxies (Net debt vs revenue, Cash-to-Debt). It is a guide, not a rating. 100
Methodology Notes
  • Gross Profit hidden for financial institutions (often redundant with revenue).
As of: 2025-08-18 03:24

Disclaimer: Information is compiled from publicly available sources and is subject to errors and omissions. It is provided as a guide only and does not constitute investment advice. Please do your own research.

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