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CCP
Credit Corp Group Limited – ASX
Weekly Share Price & Valuation Overview
Market Overview
Open
17.1800
Close
17.6500
High
17.7600
Low
17.1450
Trend
0.37924

Credit Corp Group Limited

Australia • ASX - Australian Securities Exchange • CCP • Currency: AUD

Credit Corp Group Limited engages in the provision of debt ledger purchasing, collection, and consumer lending services. The company operates through three segments: Debt Ledger Purchasing – Australia and New Zealand; Debt Ledger Purchasing – United States; and Consumer Lending – Australia, New Zealand and the United States. The company offers debt sales, which deals with credit arrears; contingency and agency collections that specializes in the recovery of consumer and small business debts; hardship and insolvency management services; local government debt recovery; and various loan products. It provides its financial services under the National Credit Management Limited (NCML), Baycorp, and Collection House Limited, as well as Wallet Wizard, ClearCash, CarStart Finance, Resolvr, and Wizit brands. Credit Corp Group Limited was founded in 1985 and is headquartered in Sydney, Australia.

Key strengths
  • Healthy operating margin (≥15%) indicates efficient core operations.
  • Double-digit profit margin (≥10%) supports robust bottom-line economics.
  • Quick ratio ≥1.0 indicates obligations can be met without inventory.
Scale & Structure Core size and share structure. TTM values unless noted. “Estimated” where reconciled from per-share × shares.
Market Cap Total equity value of the company (share price × shares outstanding).
AUD 1.12B
Enterprise Value Operating value: market cap + total debt − cash.
AUD 1.49B
Total Revenue (TTM) Sales over the last twelve months. May be estimated from revenue per share when inconsistent.
AUD 447.14M
Revenue per Share (TTM) Total revenue divided by shares outstanding (may be estimated).
AUD 6.57
EPS (TTM) Earnings per share over the last twelve months (may be estimated from net income ÷ shares).
1.37
Dividend Yield Annual dividend ÷ share price. Reconciled using dividend per share when available.
4.36%
Shares Outstanding
68.07M
Float Shares
66.40M
Implied Shares Outstanding
69.01M
Profitability & Efficiency TTM basis. “Reconciled” = numerator ÷ TTM revenue. Financials: EBITDA/Gross Profit may be hidden where not meaningful.
Operating Margin (TTM) Strong Operating income ÷ revenue over the last twelve months (reconciled when possible).
31.00%
Profit Margin (TTM) Solid Net income ÷ revenue over the last twelve months (reconciled when possible).
21.04%
ROA Return on assets: net income ÷ total assets.
6.91%
ROE Return on equity: net income ÷ shareholder equity.
10.97%
Growth Growth rates are YoY unless labeled QoQ.
Revenue Growth Year-over-year revenue growth.
-5.10%
Earnings Growth (YoY) Year-over-year earnings growth.
-19.60%
Earnings Growth (QoQ) Quarter-over-quarter earnings growth.
-20.50%
Liquidity & Solvency Balance-sheet health. Debt metrics shown as latest ratios; D/E is a ratio (not %).
Quick Ratio Adequate Liquid current assets ÷ current liabilities (ex-inventory).
5.69
Debt to Equity Total debt ÷ shareholder equity; leverage.
0.48
Total Cash Cash and equivalents.
AUD 56.71M
Total Debt Short + long-term interest-bearing debt.
AUD 424.43M
Net Debt Total debt − cash (negative = net cash).
AUD 367.72M
Sharemaestro House View
Confidence: 1 Sharemaestro internal conviction (0–3, higher is better). Risk: 1 Sharemaestro internal risk profile (0–3, higher is safer). Operational: 3 Operational quality/consistency (0–3, higher is better). Composite Score: 2 Overall internal composite (0–3, higher is better). Suggested Allocation: 3.33% Indicative portfolio weighting suggestion based on house view.
Structural Insights (experimental)
Ownership & Liquidity
Free Float Proportion of shares available for public trading. 97.5%
Insiders Shares held by company insiders (officers, directors). 4.1%
Institutions Shares held by institutions (funds, pensions). 50.0%
Capital Structure
Potential Dilution Increase in share count if options/convertibles exercise.
1.4%
Net Debt Total debt − cash (negative = net cash).
AUD 367.72M
82.2% of revenue Net debt relative to revenue — debt load vs business scale.
Resilience Score 0–100 composite of liquidity, leverage and cash conversion; higher is better. If inputs are unavailable, we estimate using proxies (Net debt vs revenue, Cash-to-Debt). It is a guide, not a rating. 100
Methodology Notes
  • Gross Profit hidden for financial institutions (often redundant with revenue).
As of: 2025-08-18 10:06

Disclaimer: Information is compiled from publicly available sources and is subject to errors and omissions. It is provided as a guide only and does not constitute investment advice. Please do your own research.

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