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UNH
UnitedHealth Group Incorporated – NYSE
Weekly Share Price & Valuation Overview
Market Overview
Open
301.7100
Close
304.0100
High
310.3000
Low
294.7100
Trend
0.10085

UnitedHealth Group Incorporated

United States • NYSE - New York Stock Exchange • UNH • Currency: USD

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. The company operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage, and health and well-being services to individuals age 50 and older; Medicaid plans, children's health insurance and health care programs; and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.

Key strengths
  • ROE ≥15% reflects strong returns on shareholder equity.
  • Revenue growth ≥10% indicates solid top-line momentum.
Potential weaknesses
  • Quick ratio <0.8 — tight near-term liquidity without inventory.
Scale & Structure Core size and share structure. TTM values unless noted. “Estimated” where reconciled from per-share × shares.
Market Cap Total equity value of the company (share price × shares outstanding).
USD 275.33B
Enterprise Value Operating value: market cap + total debt − cash.
USD 332.57B
Total Revenue (TTM) Sales over the last twelve months. May be estimated from revenue per share when inconsistent.
USD 422.82B
Revenue per Share (TTM) Total revenue divided by shares outstanding (may be estimated).
USD 461.84
EPS (TTM) Earnings per share over the last twelve months (may be estimated from net income ÷ shares).
23.10
Dividend Yield Annual dividend ÷ share price. Reconciled using dividend per share when available.
2.91%
Shares Outstanding
905.67M
Float Shares
897.83M
Implied Shares Outstanding
911.26M
Profitability & Efficiency TTM basis. “Reconciled” = numerator ÷ TTM revenue. Financials: EBITDA/Gross Profit may be hidden where not meaningful. EBITDA suppressed where implausible vs revenue.
Operating Margin (TTM) Operating income ÷ revenue over the last twelve months (reconciled when possible).
4.61%
Profit Margin (TTM) Net income ÷ revenue over the last twelve months (reconciled when possible).
5.04%
ROA Return on assets: net income ÷ total assets.
6.46%
ROE Excellent Return on equity: net income ÷ shareholder equity.
21.65%
Growth Growth rates are YoY unless labeled QoQ.
Revenue Growth Strong Year-over-year revenue growth.
12.90%
Earnings Growth (YoY) Year-over-year earnings growth.
-17.60%
Earnings Growth (QoQ) Quarter-over-quarter earnings growth.
-19.20%
Liquidity & Solvency Balance-sheet health. Debt metrics shown as latest ratios; D/E is a ratio (not %).
Quick Ratio Liquid current assets ÷ current liabilities (ex-inventory).
0.77
Debt to Equity Total debt ÷ shareholder equity; leverage.
0.76
Total Cash Cash and equivalents.
USD 32.02B
Total Debt Short + long-term interest-bearing debt.
USD 79.19B
Net Debt Total debt − cash (negative = net cash).
USD 47.17B
Sharemaestro House View
Confidence: 1 Sharemaestro internal conviction (0–3, higher is better). Risk: 2 Sharemaestro internal risk profile (0–3, higher is safer). Operational: 1 Operational quality/consistency (0–3, higher is better). Composite Score: 1 Overall internal composite (0–3, higher is better). Suggested Allocation: 1.67% Indicative portfolio weighting suggestion based on house view.
Structural Insights (experimental)
Ownership & Liquidity
Free Float Proportion of shares available for public trading. 99.1%
Insiders Shares held by company insiders (officers, directors). 0.8%
Institutions Shares held by institutions (funds, pensions). 86.6%
Capital Structure
Potential Dilution Increase in share count if options/convertibles exercise.
0.6%
Net Debt Total debt − cash (negative = net cash).
USD 47.17B
11.2% of revenue Net debt relative to revenue — debt load vs business scale.
Resilience Score 0–100 composite of liquidity, leverage and cash conversion; higher is better. If inputs are unavailable, we estimate using proxies (Net debt vs revenue, Cash-to-Debt). It is a guide, not a rating. 57
Methodology Notes
  • EBITDA & EBITDA margin suppressed (implausible vs revenue or not meaningful for financials).
  • Gross Profit hidden for financial institutions (often redundant with revenue).
As of: 2025-08-18 02:09

Disclaimer: Information is compiled from publicly available sources and is subject to errors and omissions. It is provided as a guide only and does not constitute investment advice. Please do your own research.

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